Insight-led Singapore property commentary synced with verified market data.
Developers sold 296 new private homes (excluding ECs) in September 2026, up from 153 in August and 255 a year earlier. Only 158 units were launched, so most sales came from projects already on the market, led by Terra Hill and The Sen. Here are the figures, the top sellers and the regional split.
Our land-cost break-even table for 2026 Singapore new launches on government land sale sites: the URA or HDB land price, an estimated break-even psf, the launch price and the gap between them, with the method, sources and a JSON download.
HDB's resale price index has fallen for three quarters in a row in 2026, ending Q3 at 202.5 on HDB's final figures. Here is the official index since 2022, resale volumes, million-dollar flat counts, the MOP supply wave and the drivers HDB and analysts point to.
Private home prices are up 2.8% in the first nine months of 2026 on URA's final Q3 figures, new-home sales have slowed, and about 10,100 homes are due to complete in 2027. Here is the official data, the supply pipeline, and every named research-house forecast we could verify, with dates.
URA's final Q3 2026 figures confirm the flash estimate: Singapore private home prices rose 1.4%, up from 0.5% in Q2. Suburban (OCR) condos rose 2.3% and landed homes 2.9%. Sale volume fell about 16% on Q2. Here are the flash and final segment figures side by side.
Amberwood at Holland and Dunearn House are 99-year CCR launches on almost identical land costs, but one is a low-rise enclave of 3- to 5-bedders and the other a 380-unit project near Sixth Avenue MRT. We compare prices, sales, land cost, MRT access and schools.
Bedok Rise Residences is the name agent sites use for Allgreen's upcoming condo on the Bedok Rise government land sale site, next to Tanah Merah MRT. Prices, the official name and a launch date are not out yet. We set out the S$1,330 psf ppr land cost, the 10-bid tender, analyst price views and how it compares with Sceneca Residence and Vela Bay.
Foreigners cannot buy an EC from the developer. A new EC needs a Singapore Citizen plus another Citizen or PR, and PRs can only join a Citizen. Foreigners can buy once the EC is privatised: after year 10 for older ECs, or after the 15th year for ECs on sites tendered from 8 May 2026.
One Chuan Grove, which agent sites have called Chuan Grove Residences, is Sing Holdings and Sunway's 1,056-unit project on two merged government land sale sites off Lorong Chuan. The developer targets a launch by 1Q2027. We set out the S$1,355 psf ppr land cost, the two tenders, analyst price views and how it compares with Chuan Park.
How much CPF Ordinary Account savings you can use to buy a home in Singapore: the Valuation Limit, the 120% Withdrawal Limit, the age-95 lease rule, the 2026 Basic Retirement Sum and what you refund when you sell.
Five EC sites sold before 8 May 2026 are set to launch between late 2026 and 2027, led by CDL's Solano Grand and Wynwood Grand. They are the last new EC launches with a 5-year MOP, and the last whose developers may offer the Deferred Payment Scheme. Here are the land prices, reported launch timing and the income ceiling for each.
Seven new launch condos selling or previewing in Singapore in 2026 published entry prices at or under S$1.5 million, but most of those prices have since been exceeded. Here are the launch prices, what Stacked Homes lists as remaining stock, how to read a 'from' price, and the cash you need for a S$1.5M unit.
The next BTO launch after November 2026 is February 2027, with about 4,300 flats in Bishan, Tampines, Tengah and Toa Payoh. First-timer families get an extra ballot chance for each child. Here is what HDB and MND have officially said about 2027.
HDB's November 2026 BTO exercise offers 7,964 flats in seven projects, with applications closing on 11 November. Here are the prices, waiting times, Standard, Plus and Prime classes, subsidy recovery rates and how to apply.
Since 28 July 2026, private property owners can buy a non-subsidised HDB resale flat without the 15-month wait, if they take no HDB loan and no CPF housing grant (HDB's eligibility table exempts the Proximity Housing Grant). We explain who still waits 30 months, the six-month sale rule, ABSD, bank loans and CPF.
Seller's Stamp Duty (SSD) in Singapore for 2026: the 16%, 12%, 8% and 4% rates for homes bought on or after 4 July 2025, the older 3-year regime, how IRAS counts the holding period, who is exempt, and four worked examples.
TDSR vs MSR in Singapore: what the 55% Total Debt Servicing Ratio and the 30% Mortgage Servicing Ratio cover, which applies to HDB flats, ECs and private homes, the 4% and 3% assessment rates, income haircuts, and worked maximum-loan examples.
The Serra Residences, Far East Organization's 133-unit freehold condo at 7 Bassein Road, Novena (D11), sold 25 units (18.8%) after bookings opened on 16 October 2026 at an average S$3,460 psf. We compare that with nearby benchmarks and set out the risks.
Thomson Reserve, the 1,268-unit CapitaLand, UOL and SingLand condo next to Upper Thomson MRT, sold 1,143 units (90.1%) on 30–31 October 2026 at an average of S$2,900 psf, according to the developers. We compare that Thomson Reserve price with the S$2,608 psf starting price, the land cost, DBS Research's break-even estimate and Springleaf Residence.
Lucerne Grand is CDL's 570-unit, 99-year condo directly linked to Lakeside MRT, with 2-bedders from S$1.498M (S$2,401 psf). We compare its prices with nearby launches, estimate the land-cost break-even and explain who it suits.
Lentor Mansion is a 533-unit, 99-year leasehold condo at Lentor Gardens in District 26, developed by GuocoLand and Hong Leong Holdings, launched in March 2024, fully sold and targeted for completion by the end of 2027.
Pinetree Hill is a 520-unit, 99-year leasehold condo at 30, 32 and 36 Pine Grove in District 21, developed by a UOL Group and Singapore Land Group joint venture and due for completion in 2027.
Verdé @ Joo Chiat is a five-storey freehold boutique condo of 18 homes in 13 layouts at 108 Joo Chiat Terrace, District 15, by MNG 108 Pte Ltd, with TOP expected in Q3 2028.
Piccadilly Grand is a 407-unit, 99-year leasehold condo in three 23-storey towers at 1, 3 and 5 Northumberland Road, District 8, developed by City Developments Limited and MCL Land, directly linked to Farrer Park MRT station and completed in September 2025.
DUO Residences is a 660-unit, 99-year leasehold tower at 1 Fraser Street in District 7, part of the DUO mixed-use development by M+S, completed in 2017 with an underground link to Bugis MRT station.
Midtown Bay is a 219-unit, 33-storey condo at 122 Beach Road inside GuocoLand's Guoco Midtown, on a 99-year lease from January 2018, completed in 2Q 2024 and 67% sold at the end of 2025.
South Beach Residences is a 190-unit, 99-year leasehold condo on the upper floors of the 45-storey South Beach tower at 28 Beach Road, District 7, developed by a City Developments and IOI Properties joint venture and completed in 2016.
The Trilinq is a 99-year leasehold condo of 755 homes in three towers at Jalan Lempeng, District 5, developed by an IOI Properties subsidiary and completed in 2017, near Clementi MRT.
Twin VEW is a 520-unit, 99-year leasehold condo in two 36-storey towers at 91 and 93 West Coast Vale, District 5, developed by CSC Land Group, launched in May 2018 and completed in 2021.
Parc Clematis is a 1,468-unit, 99-year leasehold condo at Jalan Lempeng in Clementi, District 5, developed by Sing-Haiyi Gold on the former Park West site and completed in 2023.
Parc Riviera is a 752-unit, 99-year leasehold condo in two 36-storey towers at 101 and 103 West Coast Vale, District 5, developed by EL Development (West Coast) and completed in 2019, beside Sungei Pandan.
Seletar Park Residence is a 276-unit, five-storey, 99-year leasehold condo on Seletar Road completed in 2015; we check its 2026 resale prices, lease, unit sizes and transport links.
The Visionaire is a 632-unit, 99-year leasehold executive condominium at Canberra Drive in Sembawang (District 27), developed by Qingjian Realty, launched in April 2016 and completed in 2018, about 530 m from Canberra MRT.
What a second home really costs in Singapore: 20% ABSD for citizens, 30% for PRs and 60% for foreigners, a 45% LTV cap on a second housing loan with 25% cash down, and the 55% TDSR. A worked S$1.5 million example for each buyer type.
Fourth Avenue Residences is a 476-unit, 99-year leasehold condo at 2 to 18 Fourth Avenue in District 10, developed by Allgreen Properties and completed in 2022, with a covered link to Sixth Avenue MRT on the Downtown Line.
J Gateway is a 738-unit, 99-year leasehold condo at 2 and 6 Gateway Drive in Jurong East (District 22), developed by MCL Land, completed in 2016 and about a five-minute walk from Jurong East MRT interchange.
Park Colonial is an 805-unit, 99-year leasehold condo of six blocks of up to 15 storeys at Woodleigh Lane in District 13, developed by a Chip Eng Seng-led joint venture with Heeton and KSH, which obtained TOP in December 2021, beside Woodleigh MRT.
Sky Vue is a 694-unit, 99-year leasehold condo in two 37-storey towers at 1 and 3 Bishan Street 15, District 20, developed by CapitaLand and Mitsubishi Estate Asia and completed in July 2016.
The Atelier is a 120-unit freehold condo in a single 22-storey tower at 2 Makeway Avenue, District 9, developed by Bukit Sembawang Estates and completed in May 2024.
Affinity at Serangoon is a 1,052-unit, 99-year condo on the former Serangoon Ville site, developed by an Oxley-led consortium. We set out its facts, launch prices, recent resale data and the future Serangoon North MRT station.
Bellewaters is a 651-unit executive condominium (EC) at Anchorvale Crescent in Sengkang (District 19), developed by Qingjian Realty and completed in November 2017, near Farmway LRT station.
Forest Woods is a 519-unit, 99-year leasehold condo on Lorong Lew Lian in District 19, developed by City Developments, Hong Leong Holdings and TID, completed in 2020 and about a seven-minute walk from Serangoon MRT interchange.
The Tapestry is a 99-year leasehold condo of 861 homes in seven 15-storey blocks at Tampines Street 86, District 18, developed by City Developments Limited and completed in 2021.
Treasure at Tampines is a 2,203-unit, 99-year leasehold condo of 29 twelve-storey blocks at Tampines Lane, District 18, built by Sim Lian Group on the former Tampines Court site and completed in 2023.
Amber Park is a 592-unit freehold condo at 16 to 18A Amber Gardens in District 15, developed by CDL and Hong Realty and completed in December 2023, a three-minute walk from Tanjong Katong MRT.
Bedok Court is a 280-unit, 99-year leasehold condo at 295, 297 and 299 Bedok South Avenue 3 in District 16, completed in 1985, with large units and about 54 years of lease left.
Parc Esta is a 1,399-unit, 99-year leasehold condo in nine 18-storey blocks at 900 to 916 Sims Avenue, District 14, developed by MCL Land on the former Eunosville site and completed in 2022, across the road from Eunos MRT station.
Seaside Residences is a 99-year leasehold condo of 841 homes and two shops in four 27-storey towers at Siglap Link, District 15, completed in 2021, near Siglap MRT and East Coast Park.
The Glades is a 99-year leasehold condo of 726 homes in blocks of up to 12 storeys at Bedok Rise, District 16, completed in 2016 by Keppel Land and China Vanke, about 400 m from Tanah Merah MRT.
Boulevard 88 is a 154-unit freehold condo at 86 and 88 Orchard Boulevard in District 10, developed by a CDL, Hong Leong Holdings and Lea Investments joint venture, designed by Safdie Architects and completed in 2023.
Midtown Modern is a 558-unit, 99-year leasehold condo in two 30-storey towers at 16 and 18 Tan Quee Lan Street, directly above Bugis MRT station, completed in January 2025 and fully sold.
One Meyer is a 66-unit freehold condo in a single 19-storey tower at 1 Meyer Place in District 15, developed by a Sustained Land-led joint venture and completed in April 2023, opposite Katong Park MRT station.
The Landmark is a 99-year leasehold condo of 396 homes in one 39-storey tower at 173 Chin Swee Road, District 3, built on the former Landmark Tower site beside Pearl's Hill City Park.
Two EC sites at Woodlands Drive 17, near Woodlands South MRT, were sold in 2025 and 2026: CDL's 430-unit Wynwood Grand and Sim Lian's plot of about 560 units. Neither has launched yet. Here are the land prices, timing and rules.
Hudson Place Residences is a 327-unit, 99-year leasehold condo at 18 and 20 Media Circle in one-north (District 5), developed by Qingjian Realty, Forsea Holdings, CYZ Land and Jianan Capital, with TOP expected in Q3 2029.
Leedon Green is a 638-unit freehold condo at 26 to 38 Leedon Heights in District 10, developed by MCL Land and Yanlord Land on the former Tulip Garden site, completed in 2023 and about 800 m from Farrer Road MRT.
Pinery Residences is a 588-unit, 99-year leasehold condo in six 14-storey blocks above Pinery Mall at Tampines Street 94, developed by Hoi Hup Realty and Sunway Developments, with an underground link to Tampines West MRT station.
Pullman Residences Newton is a 340-unit freehold condo in one 30-storey tower at 18 Dunearn Road, District 11, developed by EL Development on the former Dunearn Gardens site and branded under Accor's Pullman name.
Vela Bay is a 515-unit, 99-year leasehold condo in two 31-storey towers at 1 and 3 Bayshore Walk (District 16) by SingHaiyi Group and Chuan Capital. It sold 72% of its units on its 25 April 2026 launch day at an average S$2,886 psf.
Cairnhill Nine is a 268-unit, 99-year leasehold condo at 9 Cairnhill Road in District 9, developed by CapitaLand with the Ascott Orchard Singapore serviced residence and completed in October 2016.
Kopar at Newton is a 378-unit, 99-year leasehold condo in two 23-storey towers at Makeway Avenue in District 9, developed by Chip Eng Seng's CEL Development, completed in 2023 and about a six-minute walk from Newton MRT.
Martin Modern is a completed 450-unit, 99-year leasehold condo by GuocoLand at 8 and 10 Martin Place in River Valley (District 9), with two- to four-bedroom homes, launched in July 2017 and completed in 2021.
OUE Twin Peaks is a 462-unit, 99-year leasehold condo on Leonie Hill Road that has recorded far more loss-making resales than profitable ones; we set out the verified facts, prices and reasons.
Rivière is a 455-unit, 99-year leasehold condo in two 36-storey towers at 1 and 3 Jiak Kim Street, District 3, developed by Frasers Property and completed in January 2023.
8 St Thomas is a 250-unit freehold condo by Bukit Sembawang Estates at St Thomas Walk, District 9, completed in 2018 and a short walk from Great World MRT. We set out its facts, launch prices and recent resale data.
Klimt Cairnhill is a 138-unit freehold condo in a single 36-storey tower at 71 Cairnhill Road in District 9, developed by Low Keng Huat, completed in 2025 and about a seven-minute walk from Newton MRT.
One-North Eden is a 165-unit, 99-year leasehold condo in two blocks at 8 and 10 Slim Barracks Rise, District 5, developed under TID, the Hong Leong Holdings and Mitsui Fudosan joint venture, and completed in May 2024.
The Avenir is a 376-unit freehold condo in two 36-storey towers at 8 and 10 River Valley Close, District 9, built by a GuocoLand and Hong Leong joint venture on the former Pacific Mansion site.
The Clement Canopy is a 99-year leasehold condo of 505 homes in two 40-storey towers at 16 and 18 Clementi Avenue 1, District 5, completed in 2019 by a UOL and SingLand joint venture.
Blossoms By The Park is a 275-unit, 27-storey leasehold condo at 9 Slim Barracks Rise in one-north (District 5) by EL Development, about 300 m from Buona Vista MRT interchange.
Caribbean at Keppel Bay is a 969-unit, 99-year leasehold waterfront condo along Keppel Bay Drive in District 4, developed by Keppel Bay Pte Ltd (Keppel Land) and completed in 2004.
Corals at Keppel Bay is a 366-unit, 99-year leasehold waterfront condo on Keppel Bay Drive in District 4, designed by Studio Libeskind for Keppel Land and completed in 2016.
The 10-year MOP and other EC changes apply only to sites tendered from 8 May 2026, so no EC under the new rules has launched yet. The first such site, Canberra Drive, drew a record land bid of S$825 psf ppr in October 2026.
Normanton Park is a 1,862-unit, 99-year leasehold condo by Kingsford Huray Development beside Kent Ridge Park in District 5, which sold out within 18 months of its January 2021 launch and was completed in 2023.
Terra Hill is a 270-unit freehold condo on Yew Siang Road near Pasir Panjang MRT, launched in 2023 at an average of S$2,659 psf, with 54 units unsold and discounted as of early September 2026.
d'Leedon is a 1,715-unit, 99-year leasehold development at Leedon Heights in District 10, designed by Zaha Hadid Architects for a CapitaLand-led consortium and completed in October 2014 on the former Farrer Court site.
Reflections at Keppel Bay is a 1,129-unit, 99-year leasehold condo at Keppel Bay View, District 4, designed by Daniel Libeskind for Keppel Land and completed in 2011.
Rivelle Tampines, Sim Lian's 572-unit EC at Tampines Street 95 near Tampines West MRT, sold 92.5% of its units on launch day in March 2026 and was fully sold by 25 April 2026.
Tengah Garden Residences is an 863-unit, 99-year leasehold condo at Tengah Garden Avenue (District 24) by Hong Leong Holdings, GuocoLand and CSC Land Group. It sold 853 units on its April 2026 launch weekend at an average S$2,120 psf.
New ECs now carry a 10-year MOP, full privatisation after 15 years, no Deferred Payment Scheme and a 90% first-timer quota for two years. Here is what changed on 8 May 2026, which EC sites keep the old rules, and the new S$18,000 income ceiling.
Alex Residences is a 40-storey, 429-unit condo at 28 Alexandra View by Singapore Land, completed in 2017 on a 99-year lease from 2013, about 270 m from Redhill MRT. Resales averaged about S$2,240 psf in 2025.
Artra is a 400-unit, 99-year leasehold condo at 10 Alexandra View in District 3, developed by FEC Skyline and completed in 2020, with shops and a supermarket at its base and Redhill MRT next door.
Lentor Modern is a 605-unit, 99-year leasehold condo by GuocoLand at 3, 5 and 7 Lentor Central (District 26), built above a mall that links directly to Lentor MRT; it was fully sold in January 2025 and obtained TOP in August 2025.
Parktown Residence is a 1,193-unit, 99-year leasehold integrated development at Tampines Street 62 (D18) by UOL, SingLand and CapitaLand Development, launched in February 2025 at an average S$2,360 psf, with TOP expected in mid-2030.
Tembusu Grand is a 638-unit, 99-year leasehold condo in four blocks of 20 and 21 storeys at Jalan Tembusu, District 15, developed by City Developments and MCL Land, launched in April 2023 and completed in December 2025.
The Interlace is a 99-year leasehold condo of 1,040 homes at 180 Depot Road, District 4, built as 31 six-storey blocks stacked around eight courtyards and completed in 2013. It was named World Building of the Year in 2015.
How Buyer's Stamp Duty (BSD) is calculated on Singapore residential property in 2026: the six IRAS tiers from 1% to 6%, a quick formula, worked examples at S$1.5M, S$2M and S$3M, deadlines, penalties and how ABSD differs.
Decoupling lets one spouse sell their share of a jointly owned private home to the other and buy again at 0% ABSD instead of 20%. We set out the current IRAS rates, the BSD and SSD on the transfer, CPF refunds, loan limits and IRAS's anti-avoidance powers.
Selling a S$700,000 HDB flat to buy a S$1.8 million resale condo needs about S$229,600 in cash if you sell first, or about S$1.41 million upfront if you buy first. We explain the MOP, ABSD refund, CPF refund, LTV and TDSR rules behind the numbers.
Singapore has 28 postal districts, D01 to D28. Here is URA's full list with postal sectors, how the districts relate to the CCR, RCR and OCR market segments, and what URA's 2nd Quarter 2026 data says about prices and sales in each segment.
District 5 covers Clementi, West Coast, Pasir Panjang, Kent Ridge and one-north. We set out the postal sectors, MRT stations, HDB prices and rents, recent condo launches, schools and parks, all from official sources and reputable press.
URA's 1H2026 Government Land Sales programme put nine sites and 4,575 homes (including 635 EC units) on the Confirmed List. All seven private sites have now been awarded; here is the site-by-site table with land prices from URA.
HDB loan vs bank loan in 2026: the HDB rate is 2.6% to at least 31 December 2026, bank fixed packages were quoted at about 1.4% to 1.8% in early 2026, and both loans are capped at 75% LTV and a 30% MSR. We compare cost, borrowing limits, eligibility and switching rules.
Three-month compounded SORA fell to about 1.02% in April 2026 and was 1.23% on 30 September 2026. Here is how to decide whether refinancing or repricing your home loan is worth it, including lock-in penalties, legal subsidies and TDSR rules.
District 20 covers Ang Mo Kio, Bishan and the Bright Hill and Thomson Plaza end of Upper Thomson. We set out the postal sectors, MRT stations on three lines, HDB resale medians, notable condos and schools, all from official sources.
The Pearl's Hill BTO next to Outram Park MRT will rise more than 60 storeys with about 1,700 2-room Flexi, 3-room and 4-room flats. Here is what was announced in March 2026, what has not been confirmed yet, and what a Prime classification would mean.
Narra Residences is a 540-unit, 99-year condo at Dairy Farm Walk (District 23) by a Santarli and Apex Asia-led consortium. It sold 135 units at an average S$2,180 psf on its 31 January 2026 launch weekend. Here are the verified facts, prices, unit mix and latest sales.
1,497 HDB resale flats sold for S$1 million or more from January to September 2026, close to 2025's full-year record of 1,593. We counted every transaction in HDB's data.gov.sg dataset by year, month, town and flat type, and reconciled our figures with published counts.
URA data show 15,810 unsold private homes (including ECs) with planning approval at end-June 2026, down from 20,435 a year earlier; we track the trend quarter by quarter and explain what is still in the pipeline.
HDB planned about 19,600 BTO flats for 2026 across three exercises: 4,692 in February, 6,952 in June and 7,964 in November. Here are the projects, June prices, application rates, the new $16,000 income ceiling and what Standard, Plus and Prime mean.
Three-month compounded SORA was about 1.23% on 1 October 2026, up from 1.03% in May, and the US Fed raised rates in September. How fixed and floating home loans compare, with sourced package rates, lock-in costs and repayment examples.
Ten private condos and two ECs launched in Singapore between January and September 2026. Here is each project's developer, units, launch-weekend sales and average psf, the URA supply figures, and the launches announced for Q4 2026.
Singapore's loan-to-value (LTV) limits cap your mortgage before you start negotiating. This guide covers the MAS limits for first, second and third housing loans, the lower limits for long tenures or loans past age 65, minimum cash down payments, and how HDB loans compare.
Additional Buyer's Stamp Duty (ABSD) in Singapore for 2026: the IRAS rates for Citizens, PRs, foreigners, entities, trustees and housing developers, how the property count works, the married-couple and FTA remissions, refund timelines, and four worked examples.
What foreigners can buy in Singapore under the Residential Property Act, when landed homes and Sentosa Cove need SLA approval, the 60% ABSD and who is exempt, home loan limits, SSD on resale, and how PR status changes the cost.
District 21 is postal sectors 58 and 59: Upper Bukit Timah, Beauty World, Clementi Park and Ulu Pandan. We set out its boundaries, MRT stations, three big 2023 and 2024 condo launches, schools and nature areas, all from official or dated sources.
Singapore private rents rose 0.3% in Q1 2026 and 0.7% in Q2 2026 (URA), while vacancy edged up to 6.4%. Here is what the official data shows, the supply coming in 2026-2028, HDB median rents, and the rules landlords must follow.
How long your HDB Minimum Occupation Period lasts, when it starts, what you cannot do during it, and what changes once it ends, for Standard, Plus, Prime and PLH flats.
Every main property cooling measure in force in Singapore in 2026: ABSD, SSD (now a four-year holding period), TDSR, MSR, LTV limits for bank and HDB loans, and the QC rules for foreign developers, with a worked example.
Districts 9 and 10 are postal sectors 22 to 27: Orchard, Cairnhill and River Valley, then Tanglin, Holland and Bukit Timah. We set out the boundaries, MRT stations, recent launch prices, schools and the rules for landed homes, all from official or dated sources.
How Singapore HDB owners upgrade to a private home in 2026: the MOP rule, ABSD if you buy before you sell and the married-couple refund, CPF refunds with accrued interest, TDSR at the 4% floor, loan limits and the HDB resale timeline.
Every CPF housing grant for HDB and EC buyers in 2026, with the amounts, the income ceilings and what changed on 24 August 2026.
District 18 covers Tampines, Simei and Pasir Ris. We set out the postal sectors, MRT stations on two lines and the Cross Island Line to come, HDB resale medians, notable condos and schools, all from official and dated sources.
Novena is in postal district 11, with Watten Estate and Thomson. We set out its postal sectors, MRT stations, the HealthCity Novena campus, notable condos and schools, all checked against official and dated sources.
Executive condominiums are built by private developers on government land and sold to eligible Singapore Citizen households. This guide covers who can buy a new EC, the S$16,000 or S$18,000 income ceiling, the 5-year or 10-year MOP, the CPF Housing Grant and how EC loans work.
The MAS rules that decide how much a bank will lend for a Singapore home: LTV limits, the 55% TDSR, the 30% MSR and the 4% assessment rate. Who sets each rule, how they stack in one loan assessment, and when each last changed.
Toa Payoh is in postal District 12. We set out its MRT stations, primary schools, the 777-unit The Orie launch, HDB resale medians for 2026 and the Toa Payoh Integrated Development, all from official or dated sources.
How lease decay affects financing in Singapore: the age-95 CPF rule, the pro-rated CPF limit, HDB loan tenure caps, and what is left at 60 and 30 years of remaining lease.