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By SG PropertiesPublished 7 min readUpdated

HDB BTO 2026: All Three Launches, Prices, Application Rates and the New Income Ceiling

HDB BTO 2026 guide: about 19,600 flats across the February, June and November exercises, with June prices, application rates and the new $16,000 income…

The short answer: HDB planned about 19,600 BTO flats for 2026 across three sales exercises. February offered 4,692 flats and June 6,952. The third exercise, moved from October to November, offers 7,964 and closes on 11 November. From 24 August 2026 the income ceiling is $16,000 for families and $8,000 for singles.

Updated 5 November 2026. February and June figures are final launch data from HDB and press reports of HDB's application counts. November figures are from HDB's 4 November launch, as reported by The Straits Times.

How many BTO flats is HDB launching in 2026?

In January 2026 HDB said it would launch about 19,600 BTO flats in 2026 over three sales exercises, with more than 4,000 of them Shorter Waiting Time flats (under three years). It said this keeps it on track to offer about 55,000 flats from 2025 to 2027 (EdgeProp, 8 January 2026).

ExerciseFlatsProjectsTowns
February 20264,6926Bukit Merah, Sembawang, Tampines, Toa Payoh
June 20266,9527Ang Mo Kio, Bishan, Bukit Merah, Sembawang, Woodlands
November 2026 (moved from October)7,9647Bedok, Geylang, Sembawang, Tengah, Toa Payoh, Yishun

The three exercises add up to 19,608 flats, in line with HDB's plan (The Straits Times, 4 November 2026).

What happened in the February 2026 BTO exercise?

HDB offered 4,692 BTO flats in six projects. By 5pm on the closing day, 14,052 applications had come in, about 3.0 per flat. That was lower than the 3.6 recorded in October 2025 and 4.2 in July 2025, on the same basis (EdgeProp, 11 February 2026).

  • Tampines Nova and Tampines Bliss: 6,277 applicants for 539 flats, about 11.6 per flat. Tampines Nova's 122 2-room Flexi flats drew 2,481 applicants.
  • Redhill Peaks (Bukit Merah, Prime): 3,656 applicants for 1,052 flats, about 3.5 per flat.
  • Kim Keat Crest (Toa Payoh, Plus): 1,934 applications, about 1.7 per flat.
  • Two Sembawang projects (Standard): 1,950 flats combined, with the weakest application rates of the exercise.

The median application rate for first-timer families applying for 3-room and larger flats was 0.8, down from 1.9 in October 2025. In other words, in half the flat categories there were fewer first-timer family applicants than flats.

What did the June 2026 BTO exercise offer?

HDB launched 6,952 flats in seven projects on 17 June 2026, with applications closing on 24 June (Mothership). Lakeview Cascadia was the first new public housing in the Upper Thomson area. Close to 2,300 of the flats were 2-room Flexi.

ProjectTownClassFlatsEst. wait (months)4-room price, excl. grants
Sembawang PorticoSembawangStandard87531$320,000 to $437,000
Sembawang BrookSembawangStandard1,16033$302,000 to $428,000
Woodgrove AcresWoodlandsStandard65642$353,000 to $437,000
Kebun Baru RidgeAng Mo KioPlus48537$543,000 to $693,000
Kebun Baru BreezeAng Mo KioPlus57952$547,000 to $746,000
Lakeview CascadiaBishanPrime1,22151$534,000 to $742,000
Berlayar RiseBukit MerahPrime1,97649 / 54$592,000 to $810,000

Flat counts, waiting times and prices: HDB, Annex A to the June 2026 launch release. Towns and classes: HDB annex and Mothership.

The subsidy recovery rates on resale were 8% for the two Kebun Baru projects, 10% for Lakeview Cascadia and 14% for Berlayar Rise (Mothership).

By 5pm on 24 June, HDB had received 22,634 applications for the 6,952 flats, about 3.3 per flat (AsiaOne).

  • Lakeview Cascadia: 2,046 applicants for 476 2-room Flexi flats. Its 745 4-room flats drew about five applicants per flat: 3.7 for first-timer families and 17.2 for second-timer families.
  • Berlayar Rise: 5,023 applicants for 988 4-room flats, and 3,224 for 816 2-room Flexi flats.
  • Medians: 1.3 for first-timer families (3-room and larger) and 7.3 for first-timer singles.

What is in the November 2026 BTO exercise?

MND moved the last exercise of the year from October to November 2026 so buyers could apply for an HDB Flat Eligibility (HFE) letter under the new income ceilings (MND). It opened on 4 November and closes at 11.59pm on 11 November, with 7,964 flats in seven projects: three Standard, three Plus and one Prime (The Straits Times). See our November 2026 BTO launch guide for prices and waiting times.

What is the BTO income ceiling in 2026?

For families who apply for an HFE letter from 24 August 2026, the monthly household income ceiling is $16,000, up from $14,000. For eligible singles aged 35 and above, it is $8,000, up from $7,000. MND said the ceilings were last adjusted in 2019 (MND).

The same higher ceilings apply to HDB housing loans and to resale flats bought with the CPF Housing Grant. For new executive condominium units, the ceiling rises from $16,000 to $18,000, but only for EC sites whose land tender closed on or after 24 August 2026.

What do Standard, Plus and Prime mean?

StandardPlusPrime
Minimum Occupation Period5 years10 years10 years
Subsidy recovery on resaleNoneYesYes, higher than Plus
Renting out the whole flatAllowed, with HDB approvalNot allowedNot allowed
Conditions on resale buyersNoneIncome ceiling $16,000Income ceiling $16,000 for families, $8,000 for singles

Source: MND, BTO classification framework, page updated 17 September 2026.

For Plus and Prime flats, resale buyers must also include at least one Singapore Citizen. Private property owners must wait 30 months after disposing of their property. HDB announces each Plus or Prime project's subsidy recovery rate at launch. Eligible first-timer singles can apply for 2-room Flexi flats in any location.

How much housing grant can first-timers get for a BTO flat?

The Enhanced CPF Housing Grant (EHG) gives eligible first-timer families up to $120,000, depending on household income, with an average monthly income ceiling of $9,000. An eligible single can get up to $60,000, with an income ceiling of $4,500 when buying alone. The lower your income, the higher the grant. The EHG applies to both new and resale flats (CPF Board). The amount does not depend on flat type or classification.

The August 2026 announcement raised the income ceiling for buying a flat, not the EHG ceiling: MND's release lists no change to the EHG. Families earning more than $9,000 a month get no EHG, including those newly eligible for a BTO flat at $14,001 to $16,000.

The CPF Housing Grant and the Proximity Housing Grant apply only to resale flats, not BTO flats. Our HDB grant calculator shows the grants for your income and household, for a BTO or a resale flat.

How does the BTO ballot work, and what changes in 2027?

According to MND, first-timer families in the First-Timer (Parents & Married Couples) category get three ballot chances. Other first-timer families get two, and second-timer families get one. First-timer families who have been unsuccessful in two or more applications for Standard flats get an extra ballot chance for each further Standard application. This is capped at five chances in total for the Parents & Married Couples category, and four for other first-timer families.

From the February 2027 exercise, first-timer families with or expecting children will get one more ballot chance for each Singapore Citizen child aged 18 and below. This does not apply to the November 2026 exercise. See our guide to the next BTO launch in 2027.

FAQ

When is the next BTO launch?

The last BTO exercise of 2026, with 7,964 flats, runs from 4 November to 11.59pm on 11 November. The next is in February 2027, with about 4,300 flats in Bishan, Tampines, Tengah and Toa Payoh.

What is the income ceiling for a BTO flat now?

It is $16,000 a month for families and $8,000 for singles aged 35 and above, for HFE letters applied for from 24 August 2026.

How long is the MOP for Plus and Prime BTO flats?

It is ten years, compared with five years for Standard flats. Plus and Prime flats also have a subsidy recovery on resale and cannot be rented out whole.

Was Lakeview Cascadia in the June 2026 exercise?

Yes. Lakeview Cascadia in Bishan was a Prime project with 1,221 flats, including 745 4-room flats priced from $534,000 to $742,000 before grants.

Sources

This page explains HDB's rules and published launch data. It is not financial advice. HDB's HFE letter confirms your own eligibility and grants.

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